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Housing

China · Five-year Loan Prime Rate (China)

Loan Prime Rate over five years, fixed on the 20th of each month and published by the National Interbank Funding Center on behalf of the People's Bank of China. Chinese mortgages are priced off it: every cut is read as support for the housing market.
3.5%
Q3 2026
±0.0 ptsvs Q3 2025
min 3.5 Q2 2025max 4.9 Q3 2019
%
Frequency
Range
Chart view
Source: National Interbank Funding Center (CFETS), National Interbank Funding Center · Loan Prime Rate· Data Q3 2026
Loan Prime Rate over five years, fixed on the 20th of each month: the base of mortgage ratesUpd. 10/2026Y-axis truncated
ImageSource

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