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Housing

France · Mortgage rate (new loans)

Average interest rate on new housing loans granted to households over the month, renegotiated loans excluded, as published by the central bank. It sets how much households can borrow for a given monthly payment.· New housing loans to households, renegotiations excluded, monthly· Differs from the Crédit Logement/CSA rate quoted by the press, a private survey of the loans it guarantees
3.3%
Sep 2026
+0.2 ptsvs Sep 2025
min 1.1 Dec 2021max 4.2 Jan 2024
%
Frequency
Range
Chart view
Source: Banque de France, Banque de France, interest rates on new loans (MIR)
Updated Nov 5, 2026
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