Average rate on a 30-year fixed-rate home loan in the United States (Freddie Mac weekly survey of lenders). It sets the monthly payment of most American home buyers. Shown as the average of the weeks of each month.
7.3%
Oct 2026
+1.1 ptsvs Oct 2025
min 2.7 Dec 2020max 8.5 May 2000
%
Frequency
Range
Source: Federal Reserve Bank of St. Louis — Freddie Mac Primary Mortgage Market Survey (via FRED)· Data Oct 2026Source type : Official
30-year fixed rate, monthly average of weekly readings · Upd. 11/2026
