Gradual increase of the retirement age (2018)
Federal Law No. 350-FZ of 3 October 2018, in force since 1 January 2019, raises Russia’s general age for the old-age insurance pension from 60 to 65 for men and from 55 to 60 for women, by one year for each annual cohort, so that the new ages apply in full from 2028 (men born in 1963 or later, women born in 1968 or later). People who were due to retire in 2019 or 2020 under the former rules could claim their pension up to six months before their new age. The government’s bill, introduced in June 2018, first planned 63 for women; amendments proposed by the President in August 2018 brought it down to 60 and added early retirement for long careers and mothers of three or more children, longer protection for people close to retirement and pension indexation from 1 January. Figures and statements on this page come from official Russian sources and are cited as published.
Key points
General pension age for men at the end of the phase-in
65 years
men born in 1963 or later, from 2028 · Observed
law 350-FZ and the Social Fund of Russia[1][11]
60 before the reform.
General pension age for women at the end of the phase-in
60 years
women born in 1968 or later, from 2028 · Observed
law 350-FZ and the Social Fund of Russia[1][11][9]
55 before the reform; the government’s bill first planned 63.
Votes in favour in the State Duma (third reading)
333
27 September 2018 · Observed
according to the State Duma[10]
Senior employment rate (55-64)
63.7%
2025
At a glance
Reference text
Федеральный закон «О внесении изменений в отдельные законодательные акты Российской Федерации по вопросам назначения и выплаты пенсий» (Federal Law on amendments to certain legislative acts of the Russian Federation concerning the granting and payment of pensions)[1]
No. 350-ФЗ · October 3, 2018
Read the text ↗Carried by
- Правительство Российской Федерации (Government of the Russian Federation)[2][8]Drafted the bill and introduced it in the State Duma on 16 June 2018 · 2018 · Initiator
- Maxim Topilin (Максим Топилин)[3]Minister of Labour and Social Protection, presented the bill to the State Duma at first reading · 2018 · Initiator
- Vladimir Putin (Владимир Путин)[2][8][1]President of the Russian Federation; proposed softening amendments in an address on 29 August 2018, submitted them on 6 September and signed the law on 3 October 2018 · 2018 · Amendment
- Tatyana Golikova (Татьяна Голикова)[9]Deputy Prime Minister, explained the presidential amendments to the State Duma at second reading · 2018 · Amendment
Implementation
- Social Fund of Russia (Фонд пенсионного и социального страхования; the 2018 text names the Pension Fund of the Russian Federation)
- Ministry of Labour and Social Protection of the Russian Federation
- Public employment services (службы занятости), for the measures on people of pre-retirement age
Stated objective
Ensure the sustainability and financial stability of the pension system for many years ahead, so that current and future pensions can be preserved and keep rising faster than inflation, at a time when smaller generations reach working age.[2][3]
According to the President’s address of 29 August 2018 and the Minister of Labour at first reading
Indexation of old-age pensions announced for 2019
7%
2019 · according to the President (address of 29 August 2018) and the Minister of Labour[2][3]
« About 7 % », twice the inflation then forecast for end-2018; the stated aim was an average pension of 20,000 roubles a month for non-working pensioners in 2024, against 14,144 roubles in August 2018.
Main measures
- The general age for the old-age insurance pension rises from 60 to 65 for men and from 55 to 60 for women: people reaching the former age in 2019 wait 12 more months, in 2020 24 months, in 2021 36 months, in 2022 48 months and from 2023 60 months (annex 6 of the insurance pensions law).[1][12]
- Transitional relief: people who would have reached the pension age under the former rules between 1 January 2019 and 31 December 2020 may receive their pension up to six months before the new age.[1][2]
- Long careers: with at least 42 years (men) or 37 years (women) of insurance record, the pension can start 24 months before the new age, but not before 60 and 55.[1]
- Mothers who raised four children to the age of 8 can retire at 56, and those who raised three at 57, with at least 15 years of insurance record; mothers of five or more keep retirement at 50, according to the presidential amendments.[1][9]
- Workers with at least 15 calendar years in the Far North (or 20 in equivalent areas): the age rises from 55 to 60 for men and from 50 to 55 for women, with the same steps.[1][13]
- The age for the social (non-contributory) old-age pension rises from 65 to 70 for men and from 60 to 65 for women, on the same timetable (annex 1 of the state pension provision law).[1]
- Pre-retirement age: in employment law, people within five years of their pension age (two years before) get specific protections; the Pension Fund shares their status electronically with authorities and, with their consent, employers.[1][2]
- Unemployed people with at least 25 years (men) or 20 years (women) of insurance record, dismissed when their employer closes or cuts staff, can receive a pension up to two years before their age, on the proposal of the employment service; the maximum unemployment benefit for people of pre-retirement age rises from 4,900 to 11,280 roubles from 1 January 2019.[1][2][9]
- Insurance pensions are indexed from 1 January each year from 2019 to 2024 (instead of 1 February); the value of one pension point is set at 87.24 roubles in 2019 and the fixed payment at 5,334.19 roubles a month.[1][10]
- Unchanged: people who reached the pension age before 1 January 2019 keep their rights under the former rules, and the funded pension remains payable from 60 (men) and 55 (women).[1][9]
In data
General age for the old-age insurance pension, law 350-FZ (annex 6 and article 10)
| Generation | Rules in force on 31 December 2018 | Law 350-FZ (with the 2019-2020 relief) |
|---|---|---|
| Men born in 1959 (61 under annex 6, 60 and 6 months with the relief) | 60 years | 60 years 6 months |
| Men born in 1960 (62 under annex 6, 61 and 6 months with the relief) | 60 years | 61 years 6 months |
| Men born in 1961 | 60 years | 63 years |
| Men born in 1962 | 60 years | 64 years |
| Men born in 1963 or later | 60 years | 65 years |
| Women born in 1964 (56 under annex 6, 55 and 6 months with the relief) | 55 years | 55 years 6 months |
| Women born in 1965 (57 under annex 6, 56 and 6 months with the relief) | 55 years | 56 years 6 months |
| Women born in 1966 | 55 years | 58 years |
| Women born in 1967 | 55 years | 59 years |
| Women born in 1968 or later | 55 years | 60 years |
Scale starts at 50 years · Scale starts at 50. Ages derived from annex 6 (year the former age is reached, plus 12 to 60 months) and article 10 (up to six months earlier for 2019-2020); they match the Social Fund of Russia’s tables. Early-retirement categories are not shown. Official Russian figures, cited as published.
Senior employment rate (55-64)
63.7%
2025
Share of people aged 65 and over
17.8%
2025
Life expectancy
73.44years
2024
Timeline
Televised address of the President proposing to soften the bill[2]
He proposed raising the women’s age by five years instead of eight, early retirement for mothers of three or more children, a six-month relief for people due to retire in the next two years and a five-year pre-retirement period with extra job protection.
Companion law: criminal liability for dismissing or refusing to hire people because of pre-retirement age[9]
Passed by the State Duma at third reading; proposed by the President.
Law passed by the State Duma at third reading[10]
333 deputies voted in favour.
- Current step
Phase-in of the new pension ages[12][11]
The general age reaches 63 and 58 in 2024, 64 and 59 in 2026, and 65 and 60 in 2028 (men and women). In the first half of 2019, the second half of 2020, the first half of 2021, the second half of 2022 and in 2023, 2025 and 2027, no one becomes entitled at the general age, according to the Social Fund of Russia.
The debate
Citoyen takes no position: arguments are reported as their authors put them.
According to its supporters
- The pension system is mainly pay-as-you-go, and the very small generation born in the 1990s is now reaching working age: a shrinking working population automatically reduces the means to pay and index pensions, so change is needed, according to President Vladimir Putin.[2]
- The reform allows pensions of non-working pensioners to be indexed well above inflation, by about 12,000 roubles a year on average from 2019, and to keep the insurance principles of the system, according to the Minister of Labour, Maxim Topilin.[3]
- Pensions are low and stagnating, the federal budget transferred 11 trillion roubles to the Pension Fund over ten years and its room to raise pensions is limited; the change should have been made ten years earlier, according to Alexei Kudrin, head of the Accounts Chamber.[5]
- The Pension Fund budget depends on subsidies of 3.3 trillion roubles, comparable to the yearly consolidated budgets of 60 regions, money that could go to health, education and infrastructure, according to Sergei Neverov, head of the United Russia group in the Duma.[6]
According to its opponents
- The Communist Party (KPRF) group opposed the bill and in particular the higher age for women; its leader Gennady Zyuganov said the President’s address had not changed the party’s position.[6][7]
- The LDPR proposed raising pensions and funding the Pension Fund without raising the pension age; at first reading its deputy Yaroslav Nilov, chair of the labour committee, called the transition too harsh and warned of a possible rise in unemployment.[7][3]
- 90 % of trade union members opposed the bill adopted at first reading, and the pension age should not be isolated from the wider problem, according to Mikhail Shmakov, chair of the Federation of Independent Trade Unions of Russia.[4]
- On the first-reading version, the head of the Public Chamber, Valery Fadeyev, called 63 for women « too much » and the schedule too fast, and the employers’ union RSPP (Alexander Shokhin) found the labour-market analysis insufficient.[4]
Indicators to watch
- Employment rate of people aged 55-64 · ILOSee the card →
- Population aged 65 and over (% of total) · World BankSee the card →
- Life expectancy at birth · World BankSee the card →
- Employment rate · World BankSee the card →
- Number of pensioners and average pension of non-working pensioners · Социальный фонд России / Росстатno Citoyen card yet
Sources
- [1]Федеральный закон от 03.10.2018 № 350-ФЗ «О внесении изменений в отдельные законодательные акты Российской Федерации по вопросам назначения и выплаты пенсий» –Официальный интернет-портал правовой информации (publication.pravo.gov.ru), October 3, 2018
- [2]Обращение Президента к гражданам России –Президент России (kremlin.ru), August 29, 2018
- [3]Одобрен в первом чтении проект закона о совершенствовании пенсионной системы –Государственная Дума (duma.gov.ru), July 19, 2018
- [4]Парламентско-общественные слушания по совершенствованию пенсионного законодательства. Текстовая трансляция –Государственная Дума (duma.gov.ru), August 21, 2018
- [5]Алексей Кудрин: мы должны ставить цель, чтобы пенсия была от 60 до 70% от заработной платы –Государственная Дума (duma.gov.ru), August 21, 2018
- [6]Лидеры фракций высказались о совершенствовании пенсионного законодательства –Государственная Дума (duma.gov.ru), August 21, 2018
- [7]В ГД прокомментировали обращение Президента по вопросу совершенствования пенсионного законодательства –Государственная Дума (duma.gov.ru), August 29, 2018
- [8]ГД единогласно поддержала поправки Президента к законопроекту о совершенствовании пенсионной системы –Государственная Дума (duma.gov.ru), September 26, 2018
- [9]Законопроект по совершенствованию пенсионной системы принят во втором чтении –Государственная Дума (duma.gov.ru), September 26, 2018
- [10]Закон о совершенствовании пенсионной системы принят Государственной Думой –Государственная Дума (duma.gov.ru), September 27, 2018
- [11]Условия назначения страховой пенсии по старости –Социальный фонд России (sfr.gov.ru)
- [12]Поэтапное изменение условий назначения страховой пенсии по старости с 2015 года –Социальный фонд России (sfr.gov.ru)
- [13]Федеральный закон от 28.12.2013 N 400-ФЗ «О страховых пенсиях», статья 32 (действующая редакция) –КонсультантПлюс · secondary source