The Bank of England, the United Kingdom's central bank, publishes in its Interactive Statistical Database the interest rates banks quote and charge households and firms (mortgages, deposits, loans), money and credit. Free reuse with attribution.
Average rate quoted by UK banks and building societies for a 2-year fixed-rate mortgage (75 % loan-to-value), monthly. Most British borrowers refix every two to five years, so this « 2-year fix » sets what households pay when their deal ends.· Rate quoted to new borrowers, not the average rate paid
5.4%
Oct 2026
Frequency
Source: Bank of England — Bank of England, quoted household interest rates (IUMBV34)· Data Oct 2026Source type : Official
Quoted 2-year fixed rate, 75 % loan-to-value, monthly · Rate quoted to new borrowers, not the average rate paid · Upd. 11/2026
